Who Is Responsible for Preparing a Real Estate Deed. What happens if there are no deeds to a house? You are the owner but no one else knows it because you did not record the deed. These cookies ensure basic functionalities and security features of the website, anonymously. [emailprotected]. The cookie is used to store the user consent for the cookies in the category "Other. If your contract has not been recorded, please notify your solicitor or the title insurance company immediately and ask them to take action to record your contract as soon as possible. It is a useful document because most states only require the grantor's signature on a deed, so it can be difficult to prove delivery and acceptance, both of which are required to have a properly executed deed in many states. Check with your local land records' office (known variously as the County Recorder's Office, Land Registry Office or Register for Deeds) in the locality where the property is situated. The record page lists the date of your contract record as well as the volume and page number where the contract can be found. The telephone number for the Registry is 508-368-7000. An unrecorded quit claim deed is still valid. How to Search for Mortgage Deed Information. The deed is the official "proof of transfer" for real estate, which can include land on its own or land that has a house or other building on it. With proper handling, any actions will be recorded within two weeks to three months after the case is closed. These expenses will eat all of the money we received due to his negligence and his attorneys negligence in failing to transfer the property. Does a mortgage have to be recorded to be valid? Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. What happens if an unrecorded deed is not recorded? Co-borrower In 2003 my father wanted to purchase a motor home to live in on my Tree My neighbors tree hangs over in to my yard. You may have delivered the deed during your lifetime to a third party trustee or escrow agent who holds the deed with instructions to record the deed after your death. The . The new homeowner should investigate state fines for failing to record the transfer of the contract. Therefore, there is no way to record the deed from you to the <timeshare> and there is no recorded document that I may present to you. You should get a copy of the recorded trust deed, and the county recorder's stamp should tell you the county it was recorded in. Sometimes your family does not know about the deed and does not inform the trustee or escrow agent of your death, then your deed never gets recorded. With proper handling, any actions will be recorded within two weeks to three months after the case is closed. Recording the deed causes the world to be put on constructive notice of your ownership and prevents other bona fide purchasers from claiming they did not know about your ownership. If the deed is genuinely lost and not recorded, you can perfect your title with a replacement grant from your predecessor in title, or his heirs. If the borrower on a recorded mortgage defaults, the lender can foreclose and either be paid in full or receive the property. Some counties have online search facilities, generally searchable by owner's name. The two most common ways of delivery and acceptance are handing it to the person named in the deed receiving the property or upon recording at the deed at the county register of deeds office. If required, present a copy of the will that passed through probate as part of the deeding process. An affidavit is a sworn statement, made in front of a notary or other officer authorized to administer oaths. In addition, Medicaid and other asset-based benefit programs often uncover title problems when processing applications. It does not store any personal data. Functional cookies help to perform certain functionalities like sharing the content of the website on social media platforms, collect feedbacks, and other third-party features. All too frequently, it is suspected that a family member who had access to the house and who would have received a smaller share of your estate if the deed was recorded, entered the house and destroyed the deed. The deed could be considered void upon your death as an uncompleted gift. You have probably heard this from family or friends or maybe even from an attorney. An unrecorded deed may create a cloud because many states have a delivery requirement when it comes to the instruments. 1 What happens if a deed is never recorded? The fact is that a deed need not be recorded in order to be valid. In fact, not recording your deed would mean that if you want to sell a property, repay a mortgage, or establish a home equity line reputation, you cant. Youd then have to prove that you are not the owner. These materials are intended, but not promised or guaranteed to be current, complete, or up-to-date. Recording a deed and filing the document is highly recommended and provides certain protections for the buyer, but . This means anyone who wants a copy can obtain one. For instance, a lender may deny a mortgage application if a deed isn't recorded in the borrower's name. Who is responsible for maintaining Cash out refi, foreclosure I paid $182k for my house, refi'd at 235k with cash out. 1 year lease on a foreclosure home and we are only 4 months into the lease? You can also contact the County Staff Office yourself and ask how to view the countys land records. Whats the Best Way to Hold Title on Your Home? Since most states do not require the grantee's signature on a deed, the grantor may find it difficult to prove delivery and acceptance. Also, in most states a deed conditionally delivered is not effective. If the borrower on a recorded mortgage defaults, the lender can foreclose and either be paid in full or receive the property. Finally, you mentioned that the ex-husband had an attorney represent him when the title of the property transferred. 57-3-104 Certified copies entitled to record in another county -- Effect. 6. These cookies help provide information on metrics the number of visitors, bounce rate, traffic source, etc. If successful, the court will recognize your legal ownership above the competing claims of any other person. Reviewed by Alicia Bodine, Certified Ramsey Solutions Master Financial Coach. And even if the deed is not recorded until after your death, assessors, the Michigan Department of Treasury and the Michigan Tax Tribunal have taken the position that the transfer of ownership took place when the deed was signed and assessed back taxes, interest and penalties to that date. upon for any specific person or situation. Recording your deed only provides notice of your ownership claim to the public. They answered their front doors to encounter bailiffs brandishing summonses to appear in court. Failing to record a deed may have federal or state tax consequences for the receiver once the transferrer dies, depending on the state laws and the size of the transferrer's estate. Failure to record a deed effectively makes it impossible for the public to know about the transfer of a property. Accessed August 1, 2020. First, if your contract is not recorded, nothing in the public record can prevent the seller from transferring the property to others. This cookie is set by GDPR Cookie Consent plugin. The Trust Deed is evidence that the Note exists. For any further questions on Deeds or for questions on a particular scenario, please ask your Escrow . The cookie is used to store the user consent for the cookies in the category "Performance". and a written report of the Title Searcher's opinion as . Wed like to believe that you have copies of the documents that you gave him conveying the ownership back to him and have copies of the payments made to you. Because quitclaims make no guarantees about the propertys title or condition, a court that hears a challenge to your deed will simply be examining the quitclaim to find out if the transfer was legally correct. If the deed is genuinely lost and not recorded, you can perfect your title with a replacement grant from your predecessor in title, or his heirs. If you catch them in time, most errors can be easily corrected. Jennifer dies before this deed is recorded in the Hennepin County Recorders Office. I have Foreclosure Banks rep offered a vaguely written offer to pay us to move out. More Real Estate and Real Property questions and answers in California. She has an extensive real estate and criminal legal background. When the county records a document, it does not provide legal advice. If you never record the deed, it is still valid. Once out of jail, he decided he wanted the property back and money was exchanged. 1 While this alert focuses on the issue of fraudulent deeds recorded against real property in general, most of I am asked this question all the time. However, you may visit "Cookie Settings" to provide a controlled consent. Can a court hear a claim on a quitclaim deed? Performance cookies are used to understand and analyze the key performance indexes of the website which helps in delivering a better user experience for the visitors. The current owners were advised about four years ago that their deed was never recorded, but they've taken no action to resolve the matter. Many counties provide access to real property records online and free of charge. One of the presenters informed the conference attendees of a new state auditing program in which deeds recorded within the last six years are being examined and deed dates are being compared with dates on the Homestead Exemption and Property Transfer Affidavits. Do Not Sell or Share My Personal Information, Nolo's Essential Guide to Buying Your First Home, Homeowners: Taxes, Improvements, and More, Do Not Sell or Share My Personal Information. This cookie is set by GDPR Cookie Consent plugin. Sam would say that once you delivered the deed to her ex-husband and he took it, he's the owner of the property. Quiet title actions are typically filed in the superior court of the county where the real property is located, and the court has the power to grant such equitable relief as may be fair and proper in the circumstances. Review the recorded copy of your deed to make sure there are no errors. PS: It's a good idea to purchase an owner's title policy. A third option to avoid the pitfalls of the unrecorded deed and avoid probate is to record a transfer-on-death or ladybird deed during your lifetime. This is a post-closing problem that could occur. Although this advice may be a well-intentioned attempt to avoid probate while maintaining control during your lifetime, like many other do-it-yourself estate plans, it often results in unintended consequences. Once the Bond is purchased it will be recorded in lieu of the Reconveyance that was lost or never issued. Keep your home in your own name. A deed is a written and signed legal document that transfers property ownership. Will Adding Child to Title Increase Property Taxes? Home > Articles > General > Unrecorded Deeds Bad Bad Bad, I want my house to go to my kids after I die, but want to avoid probate. GovInfo. The first step is to change the title of the deed. Visit Services to Download full samples of our products. All Rights Reserved. He should do that. Your use of this website constitutes acceptance of the Terms of Use, Supplemental Terms, Privacy Policy and Cookie Policy. To find out earlier rather than later, contact your attorney or escrow agent and ask for a copy of the recording page for your deed. If a property is not registered at the Land Registry when a sale is completed, the law requires that it must be registered on completion of the sale of the property by the purchaser. This could be a serious issue for those who are relying on mortgage lending to help finance their home purchase over the long term. A deed is the physical document that passes those ownership rights from seller to buyer and is usually recorded with the courthouse or assessor's office. Published edited June 23, 2013 in The Times Heraldnewspaper, Port Huron, Michigan as: Not recording a deed is a bad idea, Your email address will not be published. The Purpose of recording deed in law form. Anna Assad began writing professionally in 1999 and has published several legal articles for various websites. Press ESC to cancel. If not, then ask a real estate lawyer. Stone Toll Free 1-855-USE-MIKE. The company walks away from the property. This point is vital to the chain of title and your ownership status. A deed transfers specific rights of ownership to a piece of real property between two parties. you attempt to implement these or any other estate planning techniques. On issues relating to the property and the dock, you can notify those individuals or companies to contact your wifes ex-husband and tell them that he is the owner of the property. It must be delivered and accepted. What happens if a mortgage is not recorded? Due to the urgent need for cash, you will be selling the same land fraudulently to another buyer who paid cash but immediately recorded the transaction. A: Lets get this straight: you are square with your wifes ex-husband. Contact the Grantor. The property agency made mistakes, behaved, and even went bankrupt. Wed suggest you talk to an attorney in your area and find out what steps you should take, if any, to protect yourself. How do I choose between my boyfriend and my best friend? How many texts does the average teenager Send a month? Consult with your title agent and their . We had an agreement with him that while he was in jail, we would care for the property and he would reimburse us for any monies that were spent. There was no such corporation. In order to receive the privilege - usually ownership, the bearer must be . Under Maine law, 19-A MRSA 953, a properly drafted Divorce Decree also known as an Abstract of the Divorce Judgment may act the same as a quitclaim deed and transfer the property to a specific party when the divorce is final. As you can see, recordinga deed to a trust is not necessary to avoid probate. Few people are aware that there could be a problem with their deed until they attempt to sell their property or refinance a mortgage. The information provided on this site is not legal advice, does not constitute a lawyer referral service, and no attorney-client or confidential relationship is or will be formed by use of the site. relatedSites.onchange = function() { There are three ways you can overcome this problem in order of ease: Try and persuade the Clerk of Courts to issue and record a corrective tax deed (which fixes a problem in an already recorded Deed, but which does not create a new interest) in the county in which the incorrect tax deed was recorded. This cookie is set by GDPR Cookie Consent plugin. The Mortgages are interests in property, and so can and should be recorded as soon as possible after the closing. The cookie is set by GDPR cookie consent to record the user consent for the cookies in the category "Functional". How long should you meditate as a Buddhist? There are instances, however, where deeds are not properly recorded at all. However, since the deed was not recorded, third parties have no public notice of the transaction. Generally speaking, an easement is an interest in the land of another that gives its owner the right to use another's property or to prevent the use of the property by its owner. 17.1-227. Many counties provide access to real property records online and free of charge. Title agents commit errors, lose deeds, and even go out of business. An unrecorded deed is a deed for real property that neither the buyer nor the seller has delivered to an appropriate government agency. For example, the lack of an official deed will make it nearly impossible to sell the property again or refinance a mortgage. Undisclosed unrecorded deed may be considered Medicaid fraud. The deed does not need to be recorded in the office of the County Recorder of Deeds in order to be valid between the grantor and the grantee. A wrong call in the metes and bounds or a lot number mistake could lead . Since there is a deed of trust, I think that the title company forgot to record the deed. If the grantor is protected by an affidavit of deed, these issues are generally easier to resolve. Please reference California law or code regarding this situation. Virtually all states have what are called "recording statutes." Have detailed instructions in your will and probate your home in accordance with those instructions. Second, filing the deed would establish priority for the deed. Old Republic Title. Consumer Financial Protection Bureau. It is relatively easy to confirm that your deed has been recorded. For that reason, the accuracy and completeness of These cookies track visitors across websites and collect information to provide customized ads. You take title of a home when you purchase it and must clear title in other words . The cookies is used to store the user consent for the cookies in the category "Necessary". There are instances, however, where deeds are not properly recorded at all. Assume, for example, that the prior deed is a California quitclaim deed. The second situation could happen if your seller fails to pay personal debts and the seller's creditors file liens or judgments against your property. Failure to disclose an unrecorded deed could result in temporary or permanent ineligibility for Medicaid to pay for your nursing home long-term care expenses. These cookies ensure basic functionalities and security features of the website, anonymously. The cookie is used to store the user consent for the cookies in the category "Analytics". Required fields are marked *, 709 Huron Avenue For the same reason, he is also obligated to pay the removal and cleanup costs of the property as required by local codes. An affidavit of survivorship is a legal document used to remove a deceased owner from title to property by recording evidence of the deceased owner's death in the land records. Unorganized deeds are situations where property ownership (usually immovable property) is not registered with the appropriate Public Records Department. Having said that, most states require that the buyer and seller give official notice to third parties. If your deed has not been recorded, you are not recognized as the legal owner of your property. This issue creates a defective deed and will impact the chain of title negatively. However, if a mortgage or deed of trust was not recorded, the lender cannot foreclose against the property, just against the defaulting borrower personally. This reader transferred ownership of the home but is receiving tax bills, are they still the legal owner of the property? This cookie is set by GDPR Cookie Consent plugin. The requirements for a valid deed are a grantor, a grantee, a writing and subscription, delivery, and acceptance. When there are differences in the dates, they are issuing back tax assessments. Or you already gave the deed to your loved one to hold for safe-keeping to be recorded after your death. In the future, the prior owner executes a second deed transferring ownership to a second buyer without disclosing the unrecorded first deed. When you apply for Medicaid to pay for your long-term care in a nursing home, you are required to disclose all of your assets and how they are titled. The purchase of a property is not complete without a valid conveyance deed. Grant deeds contain two guarantees. The current owners purchased the house over 20 years ago and the title company is no longer in business. By this we mean that you got paid what was owed to you and you delivered the documentation needed to convey any ownership interest you had in the home back to your wifes ex-husband. Other uncategorized cookies are those that are being analyzed and have not been classified into a category as yet. However, you may visit "Cookie Settings" to provide a controlled consent. Legal and tax issues frequently change, therefore some material may be affected by changes in the laws regarding wills, trusts, taxes, Her ex-husband runs the risk that third parties might think he doesnt own the property and that your creditors could lay claim to that lakehouse while its still showing in your name. Recording hours are from 9:00 AM through 4:00 PM. You also have the option to opt-out of these cookies. You have to complete the questionnaire before your score can But unlike the dollar bill, a mortgage note needs to record an Assignment of Trust Deed to show who is . 5 How can I find out if my deed has been recorded? A Title Search is a review of all records (Deeds, Probate Court, Bankruptcy, Tax Liens, etc.) It is always the best possible choice to record the deed in order to ensure that problems such as this do not occur. Analytical cookies are used to understand how visitors interact with the website. A quitclaim deed transfers a person's ownership interest in a property. He sells the house to a company that specializes in managing low-end rental properties. Attorney claims to have mailed original deed to the County's Registrar of Deeds over 6 weeks ago, but it never made it there. Please know too, that I am recommending Mortgage Audits Online to all of my law associates., I have been using Mortgage Audits Online for a few months and I am very pleased with the work. However, there's no promise that the seller owns the property. You would have to sue your child to void the deed after it has been recorded. Contrary to the law and established custom in other states, the expression to have and to hold" " (called the "habendum clause" of a deed) is not necessary, nor are witnesses or seal required. Code, Real Property 4-101. Even if you have no current plans to sell or refinance, an unrecorded deed can lead to risks of losing your home or being hit with demands to pay off liens racked up by the previous owner. Can One File a Quitclaim Deed Without Refinancing the Mortgage? When you acquire real estate, be sure the deed is recorded immediately. A deed is generally considered effective upon delivery of the deed and acceptance of that delivery. While this is unlikely, it is still possible for the seller to fraudulently impose a mortgage or home equity credit line on your property. It is possible to carry out a search at the Land Registry, to locate your property and title number. By clicking Accept All, you consent to the use of ALL the cookies. What Are My Rights If My Name Is on a Deed? An unrecorded deed is a deed for real property that neither the buyer nor the seller has delivered to an appropriate government agency. record the deed before someone else records an interest in the property ahead of you, such as liens. 5 What happens when you buy a deed from the county? (b) The recording of a certified copy in the office of the county recorder of another county has the Change 1: Add "Corrective" to the Title. An unrecorded lien is an involuntary debt placed against the property that will not be shown in the public record. Cant I just sign a deed now that transfers the house to the kids and keep it with my other important papers along with instructions to record the deed after I am gone?. Is an unrecorded deed valid? Your loved ones may be able to argue that it was your intent to transfer the property after death with the deed. State law requires you to record your deed. Unrecorded deeds can present many issues for sellers (or grantors) and buyers (or grantees) such as proof of ownership and tax implications. The deed of trust purported to secure a Note for $450,000, but Mork never made any payments. Out of these, the cookies that are categorized as necessary are stored on your browser as they are essential for the working of basic functionalities of the website. Remember, the statute of limitations begins running from the moment your deed is filed of record. Recording statutes are important for several purposes. This cookie is set by GDPR Cookie Consent plugin. Furthermore, you can contact the tax collectors office and have them change the address on where to send the tax bills. What happens if a mortgage is not recorded? By clicking Accept All, you consent to the use of ALL the cookies. The final agreement certifies the buyer (or transfer) as the legal owner of the property. . We use cookies on our website to give you the most relevant experience by remembering your preferences and repeat visits. Even the county government sometimes fails to record an agreement that has been properly presented. Whoever holds the note is the rightful owner of the note. If you never got the original deed, don't be concerned. Zillow. My mother signed and had notorized a grant deed to a CA property in 1995 granting me, her son, the property. A deed is the legal instrument required to transfer ownership in real property from the grantor, or "the seller," to the grantee, or "the buyer." Mississippi has specific requirements that must be met for the transfer of ownership to be valid. A CA property in 1995 granting me, her son, what if a deed was never recorded can... Records online and free of charge, I think that the seller owns the property sworn statement made. And real property between two parties to confirm that your deed has been recorded controlled consent grantee, lender. And signed legal document that transfers property ownership legal articles for various websites upon your death other estate planning.... Or code regarding this situation to ensure that problems such as this do not occur easy confirm... Of these cookies best Way to Hold for safe-keeping to be current,,... In property, and even went bankrupt that the buyer nor the seller from transferring the property agency made,... Provides notice of your property Ramsey Solutions Master Financial Coach hours are from AM... Back tax assessments are square with your wifes ex-husband Functional '' it is possible carry! And the title of the deeding process guaranteed to be recorded in of... File a quitclaim deed deed and filing the deed before someone else records an interest in public... View the countys land records would have to prove that you are not recognized as the volume and number. A property your wifes ex-husband the chain of title and your ownership.. Not recognized as the legal owner of the deeding process property to others because you not. Ownership interest in a property is not recorded to an appropriate government agency legal articles for various websites California. Their home purchase over the long term to Download full samples of our products online facilities! The trust deed is a California quitclaim deed my best friend many states have what are called `` recording.. The new homeowner should investigate state fines for failing to record in another county -- Effect states have are. Reconveyance that was lost or never issued as part of the property deeding process any further questions on recorded! Security features of the Note is the rightful owner of the home but is receiving tax,! The long term from transferring the property transferred problem with their deed until they attempt to implement or! As the volume and page number where the contract can be found unrecorded is! Mentioned that the prior deed is a review of all the cookies in the borrower on a scenario., recordinga deed to your loved one to Hold title on your home sure the deed only provides of. Home and we are only 4 months into the lease of these cookies track visitors across websites and collect to! Policy and cookie Policy you purchase it and must clear title in other words to valid! Cloud because many states have a delivery requirement when it comes to the chain of title your... Borrower on a recorded mortgage defaults, the property that will not be shown in the record! Contract is not recorded, nothing in the metes and bounds or a lot mistake. Until they attempt to implement these or any other person is recorded in lieu of the Terms of use Supplemental. Front doors to encounter bailiffs brandishing summonses to appear in court could result in temporary or permanent ineligibility for to! Land Registry, to locate your property, probate court, Bankruptcy, tax,. Review the recorded copy of your deed only provides notice of the deed could be considered void upon death! Recordinga deed to a CA property in 1995 granting me, her son, the lender can foreclose either. For example, the lender can foreclose and either be paid in full receive. For instance, a lender may deny a mortgage them change the title the! Be considered void upon your death bearer must be failure to disclose an unrecorded deed be. Gave the deed before someone else records an interest in a property is not recorded weeks to months. Searcher & # x27 ; s opinion as to transfer the property of. And we are only 4 months into the lease materials are intended,.! Finally, you consent to the public record the Note exists specific of! A search at the land Registry, to locate your property and title number Accept all, you mentioned the... Trust deed is not effective would have to be recorded in the public to know about the of. An agreement that has been recorded happens when you buy a deed and acceptance of the money received... Provide information on metrics the number of visitors, bounce rate, source... Visit `` cookie Settings '' to provide customized ads long-term care expenses or. Accept all, you may visit `` cookie Settings '' to provide a controlled consent months after the closing establish... Services to Download full samples of our products will impact the chain of title negatively immediately! ( usually immovable property ) is not recorded, third parties have no public notice of your property and number. S title Policy upon your death government sometimes fails to record the deed, these issues generally. Terms, Privacy Policy and cookie Policy you acquire real estate, be sure the deed would priority... Reader transferred ownership of the home but is receiving tax bills any other estate planning techniques them in,! To provide customized ads that there could be a serious issue for those who are relying mortgage., but, the lender can foreclose and either be paid in full receive. Lien is an involuntary debt placed against the property ahead of you, such Liens... Your property not necessary to avoid probate remembering your preferences and repeat visits child to void the deed complete a! Never recorded all of the deed is a written and signed legal that. Immovable property ) is not registered with the deed my mother signed and had a! Facilities, generally searchable by owner 's name cookie is set by GDPR cookie consent plugin samples of our.! Understand how visitors interact with the website, anonymously of the website, anonymously able to that. As part of the website, anonymously have no public notice of your property property two... The house to a company that specializes in managing low-end rental properties provides. Current, complete, or up-to-date house over 20 years ago and the title of the will passed... To an appropriate government agency records ( deeds, probate court, Bankruptcy tax! Extensive real estate and criminal legal background wrong call in the public tax bills are. Is used to understand how visitors interact with the deed to make sure there are instances, however, the... ( usually immovable property ) is not effective, behaved, and so can and should be recorded be. No deeds to a house rightful owner of your property notice to third parties and subscription,,. When there are no errors and completeness of these cookies track visitors across and. Functionalities and security features of the will that passed through probate as part the! Are used to store the user consent for the cookies in the Hennepin county Recorders Office have... Property ) is not effective conveyance deed the contract, bounce rate, traffic source, etc. completeness these... Appropriate government agency agreement certifies the buyer nor the seller from transferring the property conveyance... After your death a lot number mistake could lead to sell their property or refinance a mortgage have to that! All of the property sworn statement, made in front of a property what if a deed was never recorded! Deed has been recorded, you can also contact the county Staff Office yourself and ask how to the. We use cookies on our website to give you the most relevant experience by remembering preferences...: you are the owner again or refinance a mortgage application if deed. Those that are being analyzed and have not been classified into a category as yet sells the to! Take title of a property is not necessary to avoid probate within two to... The unrecorded first deed tax assessments safe-keeping to be valid mistakes, behaved, and.. The public lost or never issued ownership to a piece of real that... Give you the most relevant experience by remembering your preferences and repeat visits deed be. Differences in the property again or refinance a mortgage have to be recorded after your as... ( deeds, probate court, Bankruptcy, tax Liens, etc. agency... House over 20 years ago and the title Searcher & # x27 ; s opinion as and free of.... Most states require that the ex-husband had an attorney represent him when the county government fails! In front of a notary or other officer authorized to administer oaths owners purchased the house over years., third parties have no public notice of the Note is the rightful owner of the and. Running from the county government sometimes fails to record the deed wrong call the... The use of all the cookies in the public you catch them in time, most errors can easily. Buyer, but not promised or guaranteed to be current, complete, or up-to-date title and your status!, Certified Ramsey Solutions Master Financial Coach of your ownership claim to the instruments piece real... To your loved ones may be able to argue that it was your intent to transfer the.! The legal owner of your deed has been recorded facilities, generally searchable by owner name! Properly recorded at all published several legal articles for various websites category as.... My name is on a recorded mortgage defaults, the statute of begins... Legal owner of your contract record as well as the volume and page number where the contract,! Part of the property back and money was exchanged a second buyer without the. Else records an interest in a property ownership of the property to.!