Mr Hayter, representing receivers Bruce Gleeson and Daniel Soire, replied saying his clients understood that this is an extremely difficult time and no doubt very stressful given the Grimleys age and health, but the fact remained their $1 million contribution was used by Ms Caddick to fund her lavish lifestyle. Melissa, we had everything taken from us. Melissa Caddick, a 49-year-old mother, mysteriously disappeared from her $ 6.2 million mansion in Dover Heights in the eastern suburbs of Sydney on November 12 and has not been seen since. The private investigator hired by her parents discovered the man was a con artist who had previously preyed on nave young women. With first husband Tony Caddick, who she dumped and fleeced after cheating on him.Credit: Before all this, on April 20, 2000, the eve of her 29th birthday, Melissa Grimley married British-born Tony Caddick, a builders labourer whod just turned 28. A couple of years later, in 1998, she left the boutique investment house mentioned earlier after being caught forging her bosss signature on cheques. 'You've got Adam who has been left to clean up this mess - emotionally and technically. They werent real tears, in my opinion Im very confident they werent real tears, he said in evidence. Sign up for the Herald's Good Weekend newsletter here and The Age's here. That, with hindsight, was a crying shame: a criminal record might have forestalled what was to come. The foot's southern location matched the tidal and drift pattern modelling undertaken by the marine police, raising the possibility that if a body had entered the water near Dover Heights around the time of her disappearance it would likely reach the shore somewhere near the south-coast town of Bermagui, which is just 40km north of Tathra. Seven months later, on June 3, 2020, another complaint arrived at ASIC this time with more detail. After the divorce from Caddick, she tied the knot with her boyfriend, Anthony Koletti. Claiming she needed to brush up on her financial skills, she persuaded her husband to agree to letting her travel to Switzerland for a conference. Following his graduation from the University of NSW, Adam worked as a chemist at Esso and later moved to Singapore, where he became a partner specialising in chemicals and energy with global professional services company Accenture. Her ambition to be a ballerina was stymied by her body type, which was short and stocky. The couple are said to be desperately worried by their daughter's disappearance and the predicament they have been left in. He would later write it was unlike any other person I had taken a missing person report from previously. Alex Chapman / Spotlight Exclusives / Updated 16.10.2021 Up Next 4:14 [27] By December 2022 she was declared dead. Female carer who bit off part of a pub landlady's ear during vicious bar brawl is jailed for 14 months. A subsequent review of video records would reveal Caddick had not been jogging for weeks before she disappeared, despite Koletti repeating this was her daily routine. When they confronted Melissa with this, she went berserk, recalls Joanna. What Koletti knew about that day has been the source of intense scrutiny in the first week of the inquest into Caddicks suspected death. Unaware that this was happening, the friend continued a working arrangement with Caddick in which Caddick referred clients to her friend for insurance broking services. Mr Koletti's own family claim they only met Caddick a handful of times, his father previously slamming him as 'delusional' about her alleged activities. The policeman said he was treading sensitively, mindful his wife had just gone missing. In her book, I Shop Therefore I Am, April Lane Benson writes that perfectionism, dishonesty, insecurity and the need to gain control have been linked to the disorder. When copies of the cheques for the suspicious payments were located at a National Australia Bank branch in Pitt Street in Sydneys CBD, it became clear that Caddick had been forging her bosss signature. Prior to that, he had been spending a considerable amount of time at their Edgecliff home rather than the $6.2million mansion where he lives sources said. To read more from Good Weekend magazine, visit our page at The Sydney Morning Herald, The Age and Brisbane Times. A detective has told an inquest Melissa Caddick's husband Anthony Koletti gave conflicting accounts of her disappearance. Most of her victims were her family and friends, many of whom lost their life savings. After Caddick had been there about six months, someone from the firms interstate head office queried discrepancies showing up between invoices and payments. The ostentatious trappings of wealth cloaked her in a chic veneer of success. The family went to Aspen, where their three-bedroom apartment at North of Nell rented, not owned as Caddick had told people looked straight onto the mountain. He has done since 2102 (sic), I am his Gardian (sic)," he said in an email. The missing alleged mastermind of the Ponzi scheme stole up to $30m, mostly from friends and family, Jason Downing SC, counsel assisting the coroner, told the inquest. The husband of Sydney fraudster Melissa Caddick has officially vacated the couple's luxury mansion in eastern Sydney. 'Where are they going to go? On right, Ms Caddick is seen during a helicopter ride, Melissa Caddick's husband of seven years, Anthony Koletti. One friend recalls going to dinner later at the newlyweds beautifully renovated Paddington terrace, which had luxury cars in the garage. Research suggests CBD mainly affects women, with the age of onset in the early 20s, which corresponds with leaving home and gaining financial independence. Nothing matters more than family. Caddick made a hasty departure, packing her personal belongings into her designer handbag. But while shed learnt a valuable lesson, it wasnt the one her friends and family imagined. According to the advertising brochure, the Dover Heights property was a breathtaking contemporary residence that enjoyed expansive harbour views and a heated swimming pool. Caddick, he recalls, was bubbly [and] super-efficient. Caddick lost the ensuing battle to be allowed to recommend shares to her clients. Why didnt Joanna hand over her superannuation for Caddick to manage? On their wedding night, the guests werent to know the proceeds of her crimes were paying for the Mot to flow all night, and for the brides three outfit changes, including her white Gucci wedding dress, and for the $2900 weekly rental on the Rose Bay house which had panoramic views across the harbour. Perhaps fearing that the surgeons ex-wife might hire a forensic accountant, Caddick abruptly liquidated all his assets without consulting him and returned his funds. Its like saying I found a footprint on Bondi beach.. One of the fake statements provided to Cheryl Kraft-Reid and her partner Faye Reid by Caddick.Credit:Ben Rushton. The circle of trust: Suspected runaway conwoman Melissa Caddick (centre) with her husband, Anthony Koletti (right) and her brother, Adam Grimley (left), on holiday in Fiji, Ms Caddick, wearing a $250,000 Stefano Canturi necklace, with her husband Mr Koletti on her birthday this year. On April 20, 2000, they married at the Garrison Church in Millers Point, Sydney. Whoever it was, with no mention of fraud or misappropriation, and hundreds of other complaints to assess each month, ASIC recorded this single, unsourced complaint about Caddick operating without her own licence, but took no action. Once back in Sydney, however, a spot was found. 9:47pm Sep 27, 2022. The Grimleys lawyers wrote to Mr Hayter in December saying Mr Grimley, 87, has very serious medical issues as well as having to endure the first anniversary of the loss of his daughter. Sydney forensic psychiatrist Olav Nielssen has dealt with many fraudsters who tell him they know very well that the end will come, but they keep going because its addictive and they cant stop. He put down his scissors at a Bondi Junction salon when the pandemic hit last March. Willing also described the case as one of the most high profile missing person cases he had seen in thirty years. He has done since 2102(sic), I am his Gardian (sic), he said in an email. She claimed Tony had been domineering and abusive and that hed taken her to England to isolate her from her friends and family. Wed be at dinner and Melissa would say, Thats a beautiful butter knife, and steal it.. Shown the cheques, a look of Im done crossed the then 27-year-olds face. The comments below have been moderated in advance. It was a complete disaster. Blood was always thicker than water for the missing Dover Heights woman, who counted her husband, brother and parents as her closest confidants. Using someone elses licence and, instead of legitimately investing the money through her company Maliver, the self-appointed financial adviser allegedly funded her own lavish lifestyle and excessive spending on jewellery, designer clothing, sports cars, overseas getaways and multimillion-dollar homes. In 2016, one of the Perth surgeons was going through a bitter divorce and asked Caddick about making alternative arrangements for the trustee of his self-managed super fund. Hers was a comfortable, middle-class family, with her father working in reinsurance and her mother, the driving force in the family, a secretary in a physiotherapy practice. Curiously, the woman says she never once talked about her husband. At 5.30 the next morning, Caddicks son heard the front door close. Speaking to Ben Fordham about 2GB, NSW Police Commissioner Mick Fuller said detectives believed she was alive in the case and examined . Tony Caddick, Caddick's first husband, was a builder's laborer from England. Not long after, Melissa returned home. Her friend, who was also a victim of Caddicks investment scam, now sees her claims in a different light. Melissa Caddick's husband has hit out, making extraordinary claims about his wife's disappearance and denying he murdered her. Barnacles, police probes and mobile data have headlined new evidence heard at the inquest into Melissa Caddick's disappearance and presumed death. At some point during the 12-hour raid, AFP constable Amelia Griffen notes that Caddick has taken an afternoon nap. . Prince Harry 'hated woke nonsense' and 'made jokes we are no longer allowed to make' before meeting Meghan, 'We met a Princess'! I am his biological father and court endorsed guardian for health, schooling and anything else, wrote Mr Caddick in his email. Clients were sent a seven-page Maliver Financial Services Guide in which Caddick promised to maximise client outcomes while working within the law. Caddick spent $54,000 more than the median Australian salary at just one Double Bay shoe shop. However, there is little doubt he benefited from his wife's apparent wealth. Once accepted, investors deposited money into Malivers Commonwealth Bank account. Counsel for Australian Securities & Investments Commission (ASIC), Farid Assaf SC, said that "as befitting a successful businesswoman," Caddick used the proceeds of her crimes to acquire "all the trappings of wealth and that her "success was all a facade and the financial services business was an elaborate front for Ms. Caddicks Ponzi scheme. On April 20, 2000, they married at the Garrison Church in Millers Point, Sydney. Using the initial proceeds of her crimes, she bought designer clothes, expensive jewellery, European cars and a fancy house, and took her family on luxury holidays several times a year. Shes resourceful, he tells Kyneur. Caddick initially knocked her back, telling her the books were full. They're not in good health. Detective Sergeant Michael Kyneur also found some of Kolettis reporting bizarre. Caddick's brother, Adam Grimley, has been left to clean up the mess, as manager of her estate. Caddick's disappearance left him broke. She married Mr Koletti the following year. He succeeded - with the family granted $1700 a week in payments, rather than a previous $800. Melissa Caddick's husband says he had no inkling his wife was defrauding family and friends of millions of dollars, nor did he ask her why federal police or the corporate . Due to strict compliance rules and concern that professional indemnity insurance would be voided if bad advice was given about shares or property plays, financial advisers could only recommend managed investment funds to clients. Concerned that Caddick might get wind that they were on to her, they decided to make a pre-emptive strike. ASIC recorded this single, unsourced complaint about Caddick operating without her own licence, but took no action. Her husband, Anthony Koletti, has told the inquest he did not help her disappear and has denied he had any knowledge of her financial dealings. She thought it best to let her friend work things out. Melissa Caddick Husband, Her Relationship, What about Children? Mr Koletti, who is claiming entitlement to the family home, has been asked to provide any documentation proving that he contributed financially to the purchase of the Wallangra Road home which his wife purchased for $6.2 million in 2014. Anthony Koletti and Melissa Caddick and her son on the ski slopes.Credit:Facebook. [3], Caddick vanished the day after ASIC agents and Australian Federal Police officers raided her home at Dover Heights, Sydney, New South Wales, on the suspicion that she had misappropriated approximately A$30 million from investors, including her friends and family. Indeed, Caddicks own life insurance was done through this person. He later told friends that when he returned, not only had Caddick cleaned out their house, shed also cleaned out their joint bank accounts. On February 21 this year, campers at a remote beach on the South Coast of NSW found a running shoe containing human remains which were later identified as those of Caddick. Melissa Caddick's husband, Anthony Koletti, has many feathers to his cap. Im thinking to myself, Fing hell, this just doesnt add upShe was a salaried financial planner and her husband was basically a backpacking Pom, the friend says. The cars number plates, 2 PAWS, was a riff on his company, Paws Off Productions. Only four days after her $6.2 million purchase of the Wallangra Road house, the family jetted off to New York for Easter. During an eight-year period, from October 2012 until 2019, it is believed Caddick misappropriated A$30 million in client funds which primarily came from family and friends. Of the $30 million, only about $7 million was returned to clients, leaving as much as $23 million unaccounted for. The seeds of her undoing were planted long before the fraudulent financial scheme that brought her unstuck. Complicating matters further, Mr Grimley has a one per cent stake to Melissa's 99 per cent stake in her Dover Heights mansion. Tony Caddick is Melissa Caddick's first husband whom she married on April 20, 2000, at the Garrison Church in Millers Point, Sydney. Using a cut-and-pasted CommSec logo, at the end of each month she emailed her investors a report. At 6am on November 11, the Federal Police had shocked Caddick, her husband and her 14-year-old son when they arrived at their home bearing search warrants. The Morning Edition newsletter is our guide to the days most important and interesting stories, analysis and insights. Caddick bought them the top-level unit. The next day Caddick, her son and her new husband jetted off to ski in Aspen for the entire month, with the estimated $80,000 cost of the holiday paid for by her victims. Four police officers working on the case have now testified that no evidence points to Koletti having injured or killed his wife. Ms Caddick was married to her first husband for 12 years until 2012. By late 2020, her friends say Caddick was under extreme financial pressure and on one occasion walked to the Dover Heights cliffs. They're 80 plus years old. So I cancelled my industry super and I gave her everything, Joanna says of her initial investment on October 10, 2012. One of Caddicks feet was found inside a shoe on Bournda Beach on the NSW South Coast in February. While the other new mothers expressed their doubts and complained about lack of sleep, Melissa never let her guard down. One of her subsequent victims, Cheryl Kraft Reid, recalls asking Caddick how a financial planner could possibly afford the extravagant life she led. It was just happy to see the back of Melissa Caddick. The mindset of a lot of fraudsters is that if you are stupid enough to fall for my game, my trick, then you deserve what you get. The longer a fraudster gets away with it, he says, the more invincible they feel. At 6.22am the following day, Caddick emailed her telling her she would make more money investing in shares with Caddick than in property. His wife, 82, also has serious health issues. Tony later learned from a mutual friend that Caddick had actually travelled to Paris to meet with Anthony Koletti, her hairdresser from Sydney, and discovered that she had paid for his international travel expenses to continue their affair. But by mid-December, Mr Grimley had already incurred $55,000 in legal costs dealing with his sister's matter, which receivers may pay for. [22], How Caddick's foot ended up in the ocean is unknown; nothing has been ruled out by NSW Police, including murder, suicide and the possibility she faked her own death. Caddick wanted to be able to recommend property and shares in which her clients could invest. He is not suggested to have played any role in her disappearance. Along with the extravagant holidays, which sometimes involved private jets and limousines, hundreds of thousands of dollars were spent on European labels: Chanel, Dior, Valentino and Louis Vuitton. This website is using a security service to protect itself from online attacks. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Unfortunately, the pause button remained firmly depressed on his aspiring musical ambitions. For each new client, she then created a bogus CommSec share trading account, these fake accounts featuring six-digit numbers where the genuine CommSec account numbers have eight. Melissa Caddick with her second husband Anthony Koletti. "I didn't cross-examine what he was saying in fairness to him, I also realised his wife was missing and I took that into consideration," he said. Sign up to Guardian Australia's Morning Mail, Our Australian morning briefing email breaks down the key national and international stories of the day and why they matter. They married in a ceremony at the Garrison Church in Millers Point, Sydney, on 20 April 2000. In 2002 Caddick borrowed $750,000 to buy a 25 per cent stake in the business, which was majority owned by global banking giant ING. Caddick knew it was illegal to operate without such a licence, which can attract a $22,000 fine and two years jail, and lacked the requisite qualifications to apply for one herself. [13] In April 2022, Caddick's parents said in a statement filed in the Federal Court that Melissa dishonestly and fraudulently took their money. [26] Alternatively, it has been theorized that Koletti was assisting her in hiding. 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